Does insurance cover childbirth and maternity expenses?
Your insurance can pay up to $25,000 for certain pregnancy-related medical expenses, but only if two conditions are met:
- Pregnancy must begin while your insurance is active. This means that you must already be covered by this insurance when you become pregnant.
- Medical expenses must be paid in the country where you are studying. If you are a student in France, for example, you must receive all your care in France for the insurance to cover it.
Types of expenses covered:
- Prenatal care: This includes everything needed to monitor your baby's health before he or she is born, such as doctor visits, medical tests, and medications your doctor prescribes.
- Involuntary termination of pregnancy and complications: If the pregnancy does not continue as planned, for example if it is terminated for medical reasons, or if there are complications, the insurance can also cover these situations up to 25,000 $.
In summary: This insurance helps you cover significant pregnancy-related costs as long as the pregnancy begins during the period you are insured and care is received in the country where you are studying.
What insurance does not cover:
Your insurance will not pay for anything related to:
- Childbirth
- Voluntary termination of pregnancy (if you choose not to continue a pregnancy).
- Care after your baby is born.
This means that if you have any costs for these situations, you will have to pay them yourself.
