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Insurance for foreign students

Insurance for foreign students

Insurance for international students in Canada provides protection against unexpected medical expenses up to $5,000,000$ during their study stay. It includes emergency medical care, specialized consultations, and mental health services. Coverage also extends to emergency dental and optical care. It allows for flexible adaptation of coverage according to the duration of studies, including possible extensions.

International student insurance is designed for:

This insurance product is designed for a student enrolled in an educational institution in Canada; or a dependent accompanying an eligible student.

Eligible Medical Expenses

Eligible Medical Expenses

• Emergency medical treatment for illness or injury inpatients or outpatients. • Physician/Surgeon • X-ray and diagnostic laboratory procedures. • Rental of essential equipment

Maternity benefits

Maternity benefits

Up to 25,000$ for prenatal care and involuntary termination or complications provided the pregnancy began during coverage.

Emergency dental treatment

Emergency dental treatment

Emergency dental treatment after an accident: Repair or replacement of natural teeth, up to 5000 $. Toothache Pain Relief: Coverage up to 600 $ for non-accident related treatments.

Eye examination

Eye examination

Coverage of up to 150 $ is provided for one exam per consecutive 12 month period. It is important to note that a minimum policy of 365 days must be purchased to receive this coverage.

How to subscribe

Stage 01

Complete the online form to obtain a personalized quote. It's quick, simple and can be done from anywhere.

Stage 02

Choose the coverage options that best suit your needs and budget.

Stage 03

Submit the application and payment through our secure online platform or schedule an appointment with one of our agents.

Stage 04

Receive confirmation and your insurance policy by email, ready to use as soon as you land in Canada.

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Affordable pricing plans

Example prices based on different customer profiles.

Insurance for foreign students

                   

from795$per year

  • Coverage of 2M$
  • Emergency medical coverage, medical transportation, hospitalization
  • Prescription medications to treat an emergency
  • Emergency dental care
Get Quote

Insurance for foreign students

                   

from844$per year

  • 5M$ Coverage
  • Emergency medical coverage, medical transportation, hospitalization
  • Prescription medications to treat an emergency
  • Emergency dental care
Get Quote

Frequently Asked Questions

Here are some questions we are frequently asked

Pourquoi ai-je besoin d’une assurance santé en tant qu’étudiant étranger au Canada ?

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As an international student in Canada, you may not be covered by provincial health programs, especially if your stay is temporary. Health insurance protects you from the high costs of medical care in Canada, ensuring that you receive the care you need without financial hardship.

Quels types de couvertures sont inclus dans l’assurance étudiant étranger ?

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Insurance policies for international students are mainly there to cover the medical emergencies. This means that if you have a sudden, serious health problem that requires immediate attention, insurance can help pay for those costs. Here's what this typically includes:
  • Emergency medical visits : If you need to see a doctor or go to the hospital urgently.
  • Hospital emergencies : If you need to be hospitalized quickly because of an emergency.
  • Prescription drugs : Medicines that the doctor prescribes for you following an emergency.
  • Emergency dental care : If you have a serious dental problem that requires immediate treatment, such as an accident.
It is very important to read your policy carefully to understand exactly what is covered and what is not, especially to distinguish between routine care and medical emergencies.

Is dental care included in my insurance?

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Yes, your insurance reimburses up to 600 $ for urgent dental care which are needed to relieve sudden dental pain, provided that the pain is not caused by a blow to the face. It is important to note that any dental treatment started must be completed within 90 days of its start. Additionally, this care must be completed before you return to your home country. Dental care following an accident Your insurance can reimburse up to $5,000 for emergency treatment needed to repair or replace your natural teeth or fixed dentures (including teeth with crowns) if they are damaged by an accidental blow to the face.

L’assurance couvre-t-elle les frais d’accouchement et de maternité ?

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Your insurance can pay up to $25,000 for certain pregnancy-related medical expenses, but only if two conditions are met:
  1. Pregnancy must begin while your insurance is active. This means that you must already be covered by this insurance when you become pregnant.
  2. Medical expenses must be paid in the country where you are studying. If you are a student in France, for example, you must receive all your care in France for the insurance to cover it.
Types of expenses covered:
  • Prenatal care: This includes everything needed to monitor your baby's health before he or she is born, such as doctor visits, medical tests, and medications your doctor prescribes.
  • Involuntary termination of pregnancy and complications: If the pregnancy does not continue as planned, for example if it is terminated for medical reasons, or if there are complications, the insurance can also cover these situations up to 25,000 $.
In summary: This insurance helps you cover significant pregnancy-related costs as long as the pregnancy begins during the period you are insured and care is received in the country where you are studying. What insurance does not cover: Your insurance will not pay for anything related to:
  • Childbirth
  • Voluntary termination of pregnancy (if you choose not to continue a pregnancy).
  • Care after your baby is born.
This means that if you have any costs for these situations, you will have to pay them yourself.

Can I buy insurance if I am sick or injured?

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Yes, you can apply for insurance even if you are already ill or injured. However, it is important to know that medical expenses related to this pre-existing condition may not be covered immediately. Some policies include a waiting period before coverage for these conditions becomes effective. We advise you to discuss your health condition openly with your insurer to ensure that you understand the terms and conditions of your coverage.
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